Not sure if leasing computer hardware is a good deal. I mean, I guess if you really don't have the capital to buy to own upfront, I guess that's alright. But it'd cost you in the longer term.
These kind of lease agreements work out for everybody except the IRS and Uncle Sam. The buyer doesn't need any capital and gets a total write-off, HP had 3 year old equipment at the end of the lease that will be refurbished and sold for at least 1/3 of the original value (making up the difference on the 3 year lease - and then some) and Uncle Sam collects less tax from both HP & the customer.
I'm not sure of all the fine details of the HP option but leasing is usually favorable instead of owning in the creative industry where many, if not most, are freelancers / perma-lance / contractor. For the production company, they can expand and contract without needing large capital. And the cost can be passed on the final client as a line item depending on the agreement.
Ownership makes a lot of sense if you can ROI your hardware (usually less than a year). This is usually true if it is your main station(s). But if you take on a job, that has a specific date range and hiring freelancers then leasing is probably a better deal.
All these finance deals will do is make computers more expensive. If the market wasn't poisoned by collusion and monopolies, these HP computers would cost 1/4 of the list prices.
Only really useful for someone who does not have the money or ability to get it upfront and owns literally no computer parts whatsoever (no monitor, mouse. keyboard, printer etc.). Otherwise, either build your own if you don't require the warranty/service of a company like HP or just buy their stuff and be able to sell it off in a year, two or three. Since hardware these days does not age as quickly, you can make a good buck at the end. Or if that clashes with tax laws, just gift it to your nieces and nephews, they'll be happy.
First paragraph, "Select customers will be able to lend"...
American English, this reads as if it is the customer who provides the hardware and gets paid the rental fee.
But in almost all non-native speakers, I encounter this, using a single word for both ends of the deal, instead of "lend" or "borrow". Like, "Can you borrow me five dollars?"
I think a single word for both is a good idea. But for now, this was slightly confusing to me.
Really depend upon Anton's expertise, not only writing but also was a recent Anandtech Podcast I learned a lot. You had to spend the week talking to vendors in Taipei, wow. I feel lazy to only read in English.
Now, if anyone wishes to rent my collection of 6-year-old Apple iMac computers, I can offer you a pretty good deal this week. :)
This program really interesting to me. I have been moving more into Adobe Creative Cloud, which is a subscription to use their software. I am seeing good apps by independent software developers adopting a subscription model. Because the truth is that the software is never done, requires continual work as the platforms are charging rrapidly..
I have not seen before a sensible offering of a business lease to individual end-users. Dell Computer does this? Does anyone here have any experience with that?
Would freelancers like a bundled Adobe or AutoCad plus hardware lease? I don't know. It's quite risky, no tech support and no extra cash for provisioning spare computer if something happens at a critical time. The ability to amortize the cost of such replacement on a fixed price might be worthwhile for some.
But most creatives I have supported are always struggling with little money.
This is PERFECT for Millennials! Soon all the things previous generations could buy will be replaced with these costly subscription and leasing services!!! Then the tech media can write articles bashing Millennials for not purchasing computers in addition to houses, condos, cars, rings, appliances, etc.!
I am not surprised, HP and Dell both have offered similar services to the Education sector for years. Lease it for 3 years and return it, they refurbish them and resell them through one of their authorized vendors for a few hundred bucks with a 1 year warranty. It keeps things simple for the accounting departments, they are no longer depreciating assets they are just another line item on the expense report.
It can prove to be better for those who work in creative field as it can be a better option for those who do not want to share their work with anyone else. But when you use such technical gadget, then you have to face many problems, you can take help of this blog to deal with any such error. https://printererrorstate.com/blog/how-to-fix-prin...
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kludj - Thursday, October 18, 2018 - link
"3-year contract." Kind of an important detail.JoeyJoJo123 - Thursday, October 18, 2018 - link
Not sure if leasing computer hardware is a good deal. I mean, I guess if you really don't have the capital to buy to own upfront, I guess that's alright. But it'd cost you in the longer term.twtech - Friday, October 19, 2018 - link
It simplifies doing your taxes - 100% writeoff.But none of these machines are powerful enough for what I'd want if I were paying $200 a month for a work machine.
Samus - Thursday, October 25, 2018 - link
These kind of lease agreements work out for everybody except the IRS and Uncle Sam. The buyer doesn't need any capital and gets a total write-off, HP had 3 year old equipment at the end of the lease that will be refurbished and sold for at least 1/3 of the original value (making up the difference on the 3 year lease - and then some) and Uncle Sam collects less tax from both HP & the customer.hansmuff - Thursday, October 18, 2018 - link
I can build the Video Editors bundle for $4,000 at pcpartspicker, had to approximate monitor and case. Services are worth something, but $1,300?dachrael - Thursday, October 18, 2018 - link
List price divided by 36 , how novel.crimsonson - Thursday, October 18, 2018 - link
I'm not sure of all the fine details of the HP option but leasing is usually favorable instead of owning in the creative industry where many, if not most, are freelancers / perma-lance / contractor. For the production company, they can expand and contract without needing large capital. And the cost can be passed on the final client as a line item depending on the agreement.Ownership makes a lot of sense if you can ROI your hardware (usually less than a year). This is usually true if it is your main station(s). But if you take on a job, that has a specific date range and hiring freelancers then leasing is probably a better deal.
crimsonson - Thursday, October 18, 2018 - link
Ooops meant for "hunsmuff"olafgarten - Thursday, October 18, 2018 - link
This is just a 36-month 0% finance deal.Wolfclaw - Friday, October 19, 2018 - link
Which you don't own at the end of it !10101010 - Friday, October 19, 2018 - link
All these finance deals will do is make computers more expensive. If the market wasn't poisoned by collusion and monopolies, these HP computers would cost 1/4 of the list prices.Death666Angel - Friday, October 19, 2018 - link
Only really useful for someone who does not have the money or ability to get it upfront and owns literally no computer parts whatsoever (no monitor, mouse. keyboard, printer etc.). Otherwise, either build your own if you don't require the warranty/service of a company like HP or just buy their stuff and be able to sell it off in a year, two or three. Since hardware these days does not age as quickly, you can make a good buck at the end. Or if that clashes with tax laws, just gift it to your nieces and nephews, they'll be happy.Joffer - Friday, October 19, 2018 - link
Where is the Administrators Bundle? :)watersb - Saturday, October 20, 2018 - link
First paragraph, "Select customers will be able to lend"...American English, this reads as if it is the customer who provides the hardware and gets paid the rental fee.
But in almost all non-native speakers, I encounter this, using a single word for both ends of the deal, instead of "lend" or "borrow". Like, "Can you borrow me five dollars?"
I think a single word for both is a good idea. But for now, this was slightly confusing to me.
Really depend upon Anton's expertise, not only writing but also was a recent Anandtech Podcast I learned a lot. You had to spend the week talking to vendors in Taipei, wow. I feel lazy to only read in English.
Now, if anyone wishes to rent my collection of 6-year-old Apple iMac computers, I can offer you a pretty good deal this week. :)
watersb - Saturday, October 20, 2018 - link
This program really interesting to me. I have been moving more into Adobe Creative Cloud, which is a subscription to use their software. I am seeing good apps by independent software developers adopting a subscription model. Because the truth is that the software is never done, requires continual work as the platforms are charging rrapidly..I have not seen before a sensible offering of a business lease to individual end-users. Dell Computer does this? Does anyone here have any experience with that?
Would freelancers like a bundled Adobe or AutoCad plus hardware lease? I don't know. It's quite risky, no tech support and no extra cash for provisioning spare computer if something happens at a critical time. The ability to amortize the cost of such replacement on a fixed price might be worthwhile for some.
But most creatives I have supported are always struggling with little money.
BigDragon - Monday, October 22, 2018 - link
This is PERFECT for Millennials! Soon all the things previous generations could buy will be replaced with these costly subscription and leasing services!!! Then the tech media can write articles bashing Millennials for not purchasing computers in addition to houses, condos, cars, rings, appliances, etc.!mohanashaw - Wednesday, October 24, 2018 - link
Those who are working for 27-34 months may want to buy the systems separately, professionals who are so creative and planning to work on a certain project can rent the desired configurations for a few months. this will cut down the costs. also, check out for error https://www.hpsupporthelpline.com/blog/how-to-fix-... https://www.hpsupporthelpline.com/blog/how-to-fix-...Lakados - Wednesday, October 24, 2018 - link
I am not surprised, HP and Dell both have offered similar services to the Education sector for years. Lease it for 3 years and return it, they refurbish them and resell them through one of their authorized vendors for a few hundred bucks with a 1 year warranty. It keeps things simple for the accounting departments, they are no longer depreciating assets they are just another line item on the expense report.brorisholt95 - Thursday, April 16, 2020 - link
It can prove to be better for those who work in creative field as it can be a better option for those who do not want to share their work with anyone else. But when you use such technical gadget, then you have to face many problems, you can take help of this blog to deal with any such error. https://printererrorstate.com/blog/how-to-fix-prin...